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Filing for bankruptcy is sometimes the best way to get your finances under control and get a fresh start. However, declaring bankruptcy is not right for everyone. It’s important to understand how bankruptcy can affect different types of debts, such…
If you lose your job, incur costly medical bills, or otherwise find yourself in a dire financial situation, you might find it difficult to keep up with your mortgage payments. If you can’t make some or all of your payments,…
A creditor is a business or a person that you owe money to. If you fall behind in your payments, the creditor could potentially obtain a judgment against you to garnish your wages. Wage garnishment laws allow creditors to withdraw…
Sometimes when people pay taxes to the federal or state government, they can’t afford to pay the full amount they owe. When taxpayers get behind on their taxes, they may end up with a tax lien. A lien from the…
Many people have crushing car loans that are difficult to keep up with. They may wonder if filing for bankruptcy can help lower their monthly car payment. Depending on the type of bankruptcy you file and your particular circumstances, you…
Bankruptcy provides a fresh start for many people because much of their debt is discharged. However, whether all of your debt will be discharged in bankruptcy depends on the type of debt you have, what property you want to keep,…
Bankruptcy proceedings can get complicated under the best of circumstances. Figuring out your taxes in the midst of filing for bankruptcy adds yet another layer of complexity to your case. In some situations, you might not be able to keep…
Nearly 22 million Americans have filed for unemployment due to the COVID-19 pandemic and the number of people out of work could continue to grow exponentially. Some economists estimate that the total number of Americans without a job could hit…
Despite the shutdown raging across the country, many people will still sustain injuries that will require a personal injury claim. Whether a car accident, slip and fall or another ordinary event (we’re looking at you, novice lumberjacks), accident victims can…
On April 9, 2020, the IRS will start sending stimulus checks to individuals under the Coronavirus Aid, Relief and Economic Security (CARES) Act of 2020. People earning less than $75,000 will receive $1,200 and married couple earning less than $150,000…
