Bankruptcy Advice
Advantages and Disadvantages of Filing Bankruptcy in Ohio
Filing for bankruptcy is your legal right if you can no longer afford your debts. But while bankruptcy is often the first step toward renewed financial health for many Ohio residents, there is a downside to filing for bankruptcy. If…
What Disqualifies You from Filing Bankruptcy?
People who cannot afford to repay their debts may pursue bankruptcy to obtain financial relief and a fresh start. However, both Chapter 7 and Chapter 13 bankruptcy have specific rules, and various factors may disqualify you from filing. Here’s a…
Will My Landlord Know I Filed for Bankruptcy?
Are you considering filing for bankruptcy? If so, you might wonder about how your decision will affect the rest of your life. Bankruptcies get reported to various parties, including credit bureaus, which raises the question: will your landlord learn if…
Bankruptcy Dismissal vs Discharge - What is the Difference?
Filing for bankruptcy in Ohio is a step toward regaining control of your finances. However, how your case ends significantly impacts your financial future. While many people confuse the terms “dismissal” and “discharge” in bankruptcy cases, these concepts are not…
Filing for Bankruptcy While Keeping Your Home and Car
When you can no longer keep up with your debts, bankruptcy offers a legal process for achieving financial stability and a new start. Many people fear losing their belongings in a bankruptcy because under a Chapter 7 bankruptcy, many of…
Can Medical Bills Be Included in a Bankruptcy Filing?
With rising healthcare costs in the United States, it’s no wonder that many people are struggling to pay their medical bills. Recently, researchers found that medical bills are the main contributor to almost two-thirds of all bankruptcies filed nationwide. With…
Secured vs. Unsecured Debts in Bankruptcy
When considering filing for bankruptcy in Ohio, it is important to understand what kind of debts you have and how they can affect your case. You may be able to have some of them discharged through bankruptcy, while you may…
Can I File Bankruptcy While on Social Security?
If you receive Social Security benefits and plan to file for bankruptcy, you may be wondering, “Can you file bankruptcy while on Social Security?” Below, we’ll discuss how bankruptcy affects Social Security benefits and what you can do to help…
Filing for Bankruptcy More Than Once in Ohio: What You Need to Know
Filing for bankruptcy can give you a fresh start. There are times, however, when someone has their debts discharged, only to face additional life challenges that require them to take on more debt and end up in financial trouble once…
The Ohio Bankruptcy Means Test Explained
Every year, millions of Americans struggle with unmanageable debt due to job loss, medical bills, and other unpredictable life events. When consumer debt begins to snowball out of control, many people consider filing for bankruptcy to stay afloat and get…
