How long does it take to rebuild credit after filing for chapter 7 bankruptcy?

How long does it take to rebuild credit after filing for Chapter 7 bankruptcy?

You can start rebuilding your credit right away after an Ohio Chapter 7 bankruptcy filing. That’s why they call it a “fresh start bankruptcy” because you’re gonna get credit card offers in the mail car loan offers in the mail. You’ll also most of our clients. For example, chapter 7 clients can file a bankruptcy and within six months to a year after the bankruptcy, their credit score goes up 50 to 150 points. That’s most of our clients, you can definitely achieve a credit score of 700 or higher within two years of the bankruptcy filing. If you don’t own a home and you want to buy a home, a bankruptcy can help you with that. You can usually buy a home within two years of the chapter 7 bankruptcy discharge.